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Summit Consumer Math, Semester 1 (MTH322A)

Summit Consumer Math, Semester 1 (MTH322A)

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Quick Overview

In this high school math course, students can apply this comprehensive review and study of arithmetic skills to both personal and vocational business opportunities. Topics include whole numbers, fractions, percentages, basic statistics, and graphs. Students are shown practical applications for what they have learned in their personal lives, including home and car ownership, wages and taxes, budgeting, banking, and credit.

Teacher-Led Course (one-time payment)   $450.00

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Course Overview

In Consumer Math, students study and review arithmetic skills they can apply in their personal lives and in their future careers. The first semester of the course begins with a focus on occupational topics; it includes details on jobs, wages, deductions, taxes, insurance, recreation and spending, and transportation. In the second semester of Consumer Math, students learn about personal finances, checking and savings accounts, loans and buying on credit, automobile expenses, and housing expenses. Narrated slide shows help illustrate some of the more difficult content. Throughout the course, students participate in online discussions with each other and their teacher.

Course Outline


Unit 1: All About Jobs

Students review decimals, percentages, and the order of operations, and then see practical applications to wages.

  • Decimal Review
  • Working with Wages
  • Review of Percents
  • Review of Order of Operations
  • Wages and Tips

Unit 2: Wages

Students continue their investigation into job compensation with a review of fractions and equations.

  • Review of Fractions
  • Forms and Time Cards
  • Review of Equations
  • Salary and Commission

Unit 3: Deductions, Taxes, and Insurance

Students review tables and graphs and apply what they have learned to payroll deductions for taxes and insurance.

  • Payroll Deductions
  • Health and Life Insurance
  • Tables, Graphs, and Measures of Central Tendency
  • Federal Income Tax

Unit 4: Recreation and Spending

Students review mathematical concepts that aid in smart budgeting.

  • Movies, Parks, and Sports
  • Costs of Recreation
  • Buying Clothes and Shopping
  • Buying Food and Eating Out

Unit 5: Transportation

Students review mathematical concepts and how they relate to transportation costs.

  • Travel by Air, Bus, Train, and Taxi
  • Taking Road Trips


Unit 6: Personal Finances

Graphs and linear equations help students understand budgets, net worth, and purchasing power.

  • Graphs and Linear Equations
  • Net Worth and Purchasing Power
  • Budgets

Unit 7: Checking and Savings Accounts

Students review exponential equations, and practice mathematical skills that relate to bank accounts, savings, and interest.

  • Exponential Equations and Graphs
  • Checking Accounts
  • Savings Accounts and Passbooks
  • Simple and Compound Interest
  • Interest Graphs and T-tables

Unit 8: Credit

Students review skills essential to making smart choices about credit.

  • Using Credit Cards and Finance Charges
  • Loans
  • Installment Buying and APR
  • Thinking about Credit

Unit 9: Automobile Expenses

Students use their mathematical skills to investigate the costs of owning a car.

  • Buying an Automobile and Auto Loans
  • Operating Expenses, Maintenance, and Repair
  • Automobile Insurance
  • Car Rental and Comparing Cars

Unit 10: Housing

Students practice skills and investigate the financial considerations of owning or renting a home.

  • Renting an Apartment
  • Buying a House and Mortgages
  • Taxes and Insurance
  • Decorating and Remodeling

Additional Information

Course Length 4 Months
Prerequisites N/A
Course Materials No
Course Start Date

Courses Taught by a K12 Teacher

Courses with a teacher have designated start dates throughout Fall, Spring, and Summer. Full-year courses last 10 months and semester courses last 4 months. Courses are taught by teachers in K12 International Academy. For details on start dates, click here.

Teacher Assisted Yes, this course is taught by a K12 International Academy teacher. If you are looking for a teacher-supported option with additional flexibility and year-round start dates, click here to learn about the Keystone School, another K12 online private schooling option.
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To use this course, you'll need a computer with an Internet connection.  Some courses require additional free software programs, which you can download from the Internet.

Hardware and Browsers (Minimum Recommendations)

Windows OS

  • CPU: 1.8 GHz or faster processor (or equivalent)

  • RAM: 1GB of RAM

  • Browser: Microsoft Internet Explorer 9.0 or higher, Mozilla Firefox 10.0 versions or higher, Chrome 17.0 or higher

  • At this time our users are encouraged not to upgrade to Windows 10 or Edge (the new browser)


Mac OS

  • CPU: PowerPC G4 1 GHz or faster processor; Intel Core Duo 1.83 GHz or faster processor

  • RAM: 1GB of RAM

  • Browser: Firefox 10.0 versions or higher, Chrome 17.0 or higher (Safari is not supported!)

Internet Connections

It is highly recommended that a broadband connection be used instead of dial up.


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